Why Auto Owners May Require A Temporary Car Insurance Policy
Posted by Tousala | Posted in Travel and Leisure: General | Posted on 06-11-2010
Tags: cars
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Many car insurance policies are still sold on an annual basis. However, to accommodate the growing trend for flexibility required by drivers today, insurance cover can now be secured for as little as one day.
Temporary motor insurance is usually defined as insurance for one month or less. However, short term insurance can be secured from one month up to 6 months or more.
In addition pay as you go options can now be secured which allow drivers to setup their policy online. This gives the option to switch insurance on and off for periods when it will not be required.
There are several situations where temp cover may be convenient. One of the most common is making sure you are protected when borrowing a friends vehicle. Although you may be able to drive another vehicle on your annual policy, taking out an additional policy for this could protect any no claims bonus built up. This could therefore be an attractive option for drivers who have built up a big no claims bonus.
Another reason tempcover is beneficial is when providing insurance for a driver sharing the driving on a longer journey.
Covering a visitor from overseas is a popular reason for taking short term insurance cover. As is being covered for 24 hours when needing to drive a new vehicle home from a dealership. Taking a test drive and needingcoverfor a weekend can be another reason.
Many drivers of vans will either be hiring or borrowing the vehicle. This is where temp 1 day car insurance can be useful, if you are using a van for a range of situations.
For those bikers that are planning a summer road trip or perhaps attending a biking convention or meet-up, temp car insurance could be useful if the motorbike you are riding is not one you use regularly. This could be very beneficial if they use a car most of the year and will only be using the motorbike while they are away.

